Additional Coverages to Consider on Top of Homeowners Insurance

Having a sufficient level of homeowners insurance is a positive financial step towards protecting yourself and your family. However, your homeowner’s policy by itself may not cover everything you need. There are additional coverages that you may want to consider.

Flood and Earthquake Insurance

Protection from flood or earthquake damage is not included in regular homeowners insurance. If you reside in an area with a high potential for these events, you should seriously consider adding this protection. Warrior Insurance can help you determine your need.

Additional Liability Insurance

Homeowners with dogs, swimming pools or trampolines face additional liabilities. When you first receive a homeowners insurance policy, you are normally asked questions about these subjects. You may not have had a dog or pool when you first obtained your policy. Check your insurance and make sure it is up-to-date. An umbrella policy can also offer you the additional protection you require.

Business Insurance

If you run a business out of your home, you may need to add a professional liability policy. There are other types of liability insurance for businesses that could protect you from business claims that might be filed against you and your home.

Warrior Insurance will be happy to explain the additional coverages you may need in Colorado or Texas. Contact Warrior Insurance and get a quote!

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