Your Home Might Cover Identity Theft..

Wen you’re a victim of identity theft, you feel violated, alone and like there’s nobody you can turn to. Did you ever think of turning to your home insurance? It turns out that identity theft protection is sometimes included in your homeowners insurance and even when it’s not, it can be added for a nominal fee.

According to data from the Bureau of Justice Statistics, approximately 8.6 million households in the U.S. (seven percent of total U.S. households) experienced some sort of identity theft in 2010. These numbers are trending upward. Fraudulent use of your identity leads to big trouble for you, as you will have to prove that you are not responsible for debts, loans or crimes that are now appearing in your name. Your financial life will basically be on hold while the investigation takes place, making it difficult to get any type of new credit until it is resolved.

There are costs associated with identity theft, too, from legal fees to document replacement to work time lost to clear your name. This is where your home insurance can help. With an identity theft endorsement on your policy, you will be covered for expenses that occur as a direct result of identity theft, often up to $15,000. If you are in Colorado or Texas and you want to make sure that identity theft protection is part of your home insurance package, call Warrior Insurance and Services Group LLC today for a quote!

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