Posts Tagged ‘home’

Spring Maintenance Tips To Perform While Getting Used To Daylight Savings Time Changes

Monday, March 17th, 2014

Most people are still trying to get used to Daylight Savings Time and losing an hour to their day. Yet they also have lots to look forward to with the coming of spring.

Longer days and warmer temperatures await. People can also start getting their yearly spring maintenance done for their home so they can enjoy the great outdoors more. Some common maintenance tips you may want to complete this year:

Testing smoke alarms and CO detectors. You might have already heard the chirps starting from the smoke detectors as the batteries begin to die. While changing out the batteries, you should also test the smoke detector and CO detectors to make sure they are in good working order.

Perform appliance maintenance. You should get spring maintenance on your furnace and air conditioning unit at this time. It is also a good idea to have all the filters changed for both HVAC systems as well as for your refrigerator, dishwasher, air purifiers and vacuums. Don’t forget to drain the water heater to flush out the built-up sediment.

Get rid of old medication. Some medications can actually be harmful to you if they are taken after the expiration date. They also start to lose their effectiveness. Look at the dates on all prescription and over-the-counter medications in the house and toss anything old away.

For more information about personal and business insurance in Colorado and Texas, please contact Warrior Insurance and Services Group located in Monument at 719-425-2121.

Making Your Home Secure During Away Time

Friday, February 21st, 2014

As much as we love our homes, most of us spend more time away from home than in it. Between work, outside obligations, vacations and other reasons, our home is actually unoccupied more often than not. That means there are more opportunities for things to happen, such as a break-in, electrical fire or broken water pipe that you won’t be aware of until well after it happens. However, with a little time, effort and money, you can do a lot to secure your home while you’re not there.

5 Tips For Better Security

1. Insulate water pipes or have a pipe heating system in place to prevent bursting from freezing in winter months.

2. Replace standard rubber hoses on the washing machine with braided stainless hoses.

3. Have a friend, neighbor or family member come by and pick up newspapers thrown in your yard, your mail and to check on your home while you’re on vacation, even if it’s only a weekender.

4. Have a timer for lights and electronics such as televisions and stereos to automatically turn them on and off. This gives the appearance that someone is home while you’re away.

5. Don’t overload electrical outlets or circuits. Also check the cords on anything that’s plugged in to make sure they’re not damaged. If there is damage, either have the cord replaced or don’t use the item.

Regardless of what we do, things happen. The only way we can truly rest assured that we are financially protected in the case of a break-in, fire or water damage. However, with insurance from a great company like Warrior Insurance and Services Group LLC in the Colorado Springs, Colorado area ensures you have the protection your home needs. Contact them today and get a quote for a homeowners policy that’ll give you true assurance that your assets are safe while you’re away.

Do You Have An Uninsured Home?

Friday, January 24th, 2014

If you own a home, you most likely have insurance on it. But do you have enough insurance? Many people don’t realize they are underinsured until it is too late. Here are some tips to get the best coverage on your home. 

Do Not Go Cheap

When you are buying homeowners insurance, you cannot afford to go cheap. Tell your insurance agent that you want the best possible coverage you can buy.

Get Disaster Coverage

You should definitely consider getting disaster coverage because floods and earthquakes are usually not covered under a typical homeowner’s insurance policy. You just never know when a serious disaster will hit your area.

Look At the Loss of Use

It is important to check out the loss of use policy before buying a home insurance policy. If your home needs rebuilt, your insurance policy should give you money to pay your rent for two years. 

For more information about homeowners insurance in Colorado or Texas, contact Warrior Insurance and Services Group.

Reasons For The Spike In Home Fires During The Holiday Season

Wednesday, December 11th, 2013

As Andy Williams reminds us in song, "It’s the most wonderful time of the year." And while the holidays are always a very busy but cheerful time for most, it is also the time when home safety risks heighten. A recent insurance industry report revealed that an average of 67,500 homeowner’s insurance claims are filed during the holiday season each year.

Home fires top the list, with about a 15 percent increase in fire-related damage over other times of the year. The greatest hazards–candles and those beloved Christmas trees. Many homeowners traditionally light a myriad of candles all over the house during the holidays, leaving them unattended or worse, leaving home before putting them out. The average candle-related house fire costs a whopping $50,000. However, the average cost of a fire stemming from the family Christmas tree is exactly twice that amount. Other common hazards that can drive an insurance claim over the holidays include theft, turkey fryer fires, sewer backups and New Year’s Holiday fireworks.

Warrior Insurance and Services Group is an independent insurance agency serving the needs of homeowners in both Colorado and Texas. This family-oriented agency is operated by experienced professionals who can offer you several carrier options, can educate you on various insurance products and will analyze your insurance needs fully.

To get the coverage you need with the service you deserve, contact Warrior Insurance and Services Group right now!

Important Home Maintenance for Fall

Wednesday, October 23rd, 2013

Fall is a good time to inspect your home and do necessary maintenance to prepare for cooler weather. The following offers some maintenance tips to put your house in order for the season.

  • Clear gutters of fallen leaves and twigs and unblock drainage areas so water can flow freely when it rains or snows
  • Replace old, worn wood around windows and doors and add weather-stripping to keep out the cold.
  • Check your roof for cracked shingles or wear and tear. Repair any damage in preparation for winter snows. 
  • Depending on your budget and need, autumn is an opportune time to repaint the outside of your home.
  • Clean out your fireplace and chimney and do any needed repairs
  • Clean or replace the filters on your heating system or furnace. If necessary, hire a HVAC professional to service your furnace or gas heater.
  • Insulate water pipes by wrapping with heating tape to keep them safe from freezing.
  • Check the insulation on your home to ensure you are well prepared for cold weather. 

Keeping your home well maintained and in good condition can help reduce your homeowners insurance costs. For more information on home maintenance or homeowners insurance in the Colorado or Texas region, contact Warrior Insurance.