Latest Blog Posts

Homeowners reviewing insurance information together at home on laptop

What Does Homeowners Insurance Actually Cover?

Homeowners insurance is something many Colorado Springs residents have but don’t always fully understand. A closer look at what’s covered—and what isn’t—can help homeowners avoid surprises and better protect their home, belongings, and financial stability.

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Electric vehicle charging with car keys and insurance paperwork, representing a year-end insurance review.

Car Insurance for Electric Vehicles: Year-End Review

Electric vehicles come with unique insurance considerations. As the year wraps up, Colorado Springs drivers may benefit from reviewing coverage to ensure policies reflect repair costs, charging risks, and winter driving conditions before the year ahead, especially as EV technology and usage continue to evolve locally.

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Business owner reviewing documents and working at a desk while planning insurance for the year ahead.

Preparing Your Business Insurance for the New Year

As the new year approaches, Colorado Springs business owners may benefit from reviewing their insurance coverage. A thoughtful check-in helps ensure policies reflect current operations, growth, and risk exposure, while supporting a more confident and well-prepared start to the year ahead for your business.

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Living room of a short-term rental home with brochures on a table and a welcome sign for guests.

Home Insurance for Short-Term Rentals: Year-End Tips

Owning a short-term rental in Colorado Springs can change your home insurance needs. A year-end review helps ensure your coverage aligns with how your property is used, the level of guest activity it sees, and the risks that come with hosting. It’s a simple step that can help avoid surprises and support a smoother year ahead.

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Desk with toy car, insurance papers, calculator, piggy bank, and person reviewing coverage gaps—illustrating common auto insurance mistakes to avoid.

Top Auto Insurance Mistakes to Avoid

Many Colorado Springs drivers don’t realize how easy it is to end up with gaps in their auto insurance. This article breaks down the most common mistakes—from outdated coverage to missing protections—and offers practical guidance to help you stay protected on the road year-round.

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Illustration of seasonal business risk icons—including snow on a house, fire, rain cloud, data report, and other hazard symbols.

Seasonal Business Risks & Insurance Coverage Tips

Seasonal businesses in Colorado Springs face unique risks—fast-changing weather, short-term staffing, equipment storage, narrow income windows, and more. Planning ahead with the right insurance can make a big difference during your busiest months. This article highlights key seasonal challenges businesses face and the coverage options that help protect operations year-round.

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