Tag: homeowners insurance coverage

How Often Should You Review Your Home Insurance Policy?

July 31, 2025

Can you recall the last time you reviewed your home insurance policy? A LexisNexis Risk Solutions survey in 2024 found that less than half of homeowners have only a general sense of what’s in their policy and its coverages, leading to surprises when they renew. Homeowners’ insurance can safeguard the financial well-being of you and

What Kinds of Add-On Coverage Can Enhance Your Homeowners’ Insurance Policy?

July 18, 2025

Your homeowners’ insurance policy can safeguard you and your family against theft, natural disasters, and other hazards. However, typical policies often exclude perils or limit coverage that could leave your family in financial ruin without coverage of certain risks. Add-on coverages, also known as endorsements or riders, can fill the gaps to enhance the coverage