Tag: homeowners insurance

Residential guest room converted into a home-based clothing business with inventory, packing supplies, and shipping boxes.

Does Homeowners Insurance Cover a Home-Based Business?

Running a business from home can be convenient, but it may also create risks that a standard homeowners insurance policy was not designed to cover fully. A homeowners policy may provide limited coverage for certain business property, depending on its terms. However, it may exclude or restrict coverage for business-related liability, inventory, equipment, lost income,

Read More »
A couple sits together on a sofa reviewing papers

What Homeowners Insurance Doesn’t Cover (and How to Avoid Costly Gaps)

Most homeowners feel pretty confident about their insurance coverage—until something happens and the claim gets denied. That’s usually when people realize that homeowners insurance has some important limits. Understanding what homeowners insurance doesn’t cover is just as important as knowing what it does. When you know the gaps ahead of time, you can avoid surprises

Read More »
home insurance

3 Reasons to Review Your Home Insurance Each Year

Life can change fast, and through those changes, your home insurance must provide you and your family with the level of safeguarding against financial loss that suits your circumstances. But how do you know if it does? Reviewing your insurance policy each year can allow you to ensure your home insurance is keeping pace with

Read More »