Tag: property insurance

Residential home exterior with light rain, related to water damage coverage.

Does Homeowners Insurance Cover Water Damage?

Water damage is one of the most common homeowners insurance claims. Colorado Springs homeowners often wonder what types of water damage are covered and what requires separate flood or backup protection. Understanding the difference can help prevent costly surprises.

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Home exterior under partly cloudy skies representing rising home insurance premiums in 2025.

Why Your Home Insurance Premium Went Up in 2025

Many Colorado Springs homeowners experienced a home insurance premium increase in 2025. Rising construction costs, severe weather claims, and broader industry trends all played a role. Understanding what drove the change can help you make informed coverage decisions going forward.

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