Latest Blog Posts

Why Every Small Business Should Review Its Insurance Annually
Small businesses rarely stay exactly the same from one year to the next. Revenue changes, equipment is purchased, employees are added, and services evolve. Even changes that seem routine can affect a company’s insurance needs. An annual business insurance review gives owners an opportunity to compare their current operations with the coverage they actually have.

Does Your Credit Score Affect Insurance Rates?
Many people are surprised to learn that their credit history can play a role in insurance pricing. If you’ve ever received different insurance quotes from multiple companies and wondered why, your credit profile may be one of several factors being considered. For Colorado residents comparing insurance options, understanding the relationship between credit and insurance rates

What Unique Factors Affect Home Insurance Rates in Colorado?
Home insurance rates can vary significantly from one property to another, even when the homes are located in the same community. For Colorado homeowners, several local and regional factors can influence the cost of coverage. Knowing what affects home insurance rates can help you make informed decisions about your coverage and better understand the factors

Workers Compensation Requirements Colorado Employers Should Know
Hiring your first employee is a major step for any business. Along with new opportunities comes a responsibility to understand Colorado’s workers compensation requirements. Employers who know their obligations can better protect their employees, comply with state regulations, and avoid surprises that could disrupt business operations. Whether you’re opening a new company or expanding an

When Does Umbrella Insurance Make Sense?
Most people purchase insurance to protect their home, vehicles, and other assets. What many don’t realize is that liability claims can sometimes exceed the limits of a standard policy. That’s where additional protection may be worth considering. An umbrella policy is designed to provide an extra layer of liability coverage beyond the limits of certain

Insurance Every New Colorado Springs Business Should Consider
Starting a small business involves a long list of decisions, from choosing a location to hiring employees and managing day-to-day operations. Insurance is one area that new business owners sometimes put off until later, but having the right coverage in place from the beginning can help protect the business you’ve worked hard to build. For