Latest Blog Posts
Does Boat Insurance Cover Your Boat During Winter Storage?
Putting your boat into storage may end your boating season, but it does not eliminate the possibility of damage or loss. A stored boat can still be affected by theft, vandalism, fire, severe weather, falling objects, and other hazards. Whether your insurance applies depends on your policy, the type of coverage you selected, and whether
Do You Need RV Insurance When Your RV Is in Storage?
When your RV is parked for the season, it may be tempting to cancel the insurance until you are ready to travel again. After all, an RV that is not on the road cannot be involved in a driving accident. Storage reduces some risks, but it does not eliminate them. An RV can still be
Does Homeowners Insurance Cover a Home-Based Business?
Running a business from home can be convenient, but it may also create risks that a standard homeowners insurance policy was not designed to cover fully. A homeowners policy may provide limited coverage for certain business property, depending on its terms. However, it may exclude or restrict coverage for business-related liability, inventory, equipment, lost income,
What Is a Business Owner’s Policy and What Does It Cover?
A Business Owner’s Policy, commonly called a BOP, combines several types of business insurance into one policy. For eligible small and midsized businesses, a BOP typically includes general liability, commercial property, and business income coverage. Packaging these coverages can make the policy easier to manage and may be more economical than purchasing each coverage separately.
How Much Life Insurance Do You Need?
The right amount of life insurance depends on more than your income. Your mortgage, debts, family responsibilities, savings, existing coverage, and future expenses can all affect how much protection may be appropriate. For Colorado families, the goal is to choose coverage that reflects the financial responsibilities loved ones may need to manage if an income
Business Insurance vs. General Liability Insurance: What’s the Difference?
If you own a business, you may hear business insurance and general liability insurance used interchangeably. They are not the same. General liability insurance is one specific type of business coverage. Business insurance is a broader term that can include several types of coverage designed to address different risks. Knowing the difference can help Colorado
