Tag: auto insurance

First car with a school backpack and driving-practice log parked outside a Castle Rock home.

Adding a Teen Driver to Your Auto Insurance in Castle Rock

A new driver in the family brings more than driving lessons and trips to the DMV. It is also a good time to review your auto insurance. Adding a teen driver can affect your premium, coverage needs, vehicle assignments, and available discounts. Understanding what to discuss with your insurance agent can help you prepare before

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Unbranded blue vehicle parked outside a Colorado medical clinic after light rain.

Medical Payments Coverage After a Car Accident

When comparing auto insurance in Castle Rock, it is easy to focus on liability, collision, and comprehensive coverage. Medical payments coverage is another part of a car insurance policy worth understanding because it may help pay certain medical expenses after an accident. This coverage can apply regardless of who caused the accident. It serves a

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Two vehicles parked in the same direction after a minor rear-end collision near Colorado Springs.

When the Other Driver’s Insurance Falls Short

A car accident can become more complicated when the at-fault driver has no insurance or does not carry enough liability coverage to address the injuries they caused. Your own auto policy may provide another source of protection. Uninsured and underinsured motorist coverage—often abbreviated as UM/UIM—is designed to address certain bodily injury damages caused by a

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Colorado small-business owner loading work supplies into her personal vehicle before visiting a client.

Does Your Personal Auto Policy Cover Driving for Your Business?

If you occasionally use your personal car to visit clients, pick up office supplies, or drive between work sites in Colorado, you might assume your personal auto insurance has you covered. After all, it is your car, and you carry a personal auto policy. However, many Colorado business owners and self-employed professionals are surprised to

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