Home renovations can increase rebuilding costs, affect liability exposure, and change insurance needs in ways many homeowners overlook. Learn what Colorado Springs homeowners should know before starting remodeling projects, updating outdoor spaces, or making major upgrades to their property.
Water damage is one of the most common homeowners insurance claims. Colorado Springs homeowners often wonder what types of water damage are covered and what requires separate flood or backup protection. Understanding the difference can help prevent costly surprises.
Many Colorado Springs homeowners experienced a home insurance premium increase in 2025. Rising construction costs, severe weather claims, and broader industry trends all played a role. Understanding what drove the change can help you make informed coverage decisions going forward.
